French-style
health insurance
anywhere
in the world

No, the insurance premiums are identical or lower (for certain contracts Santexpat.fr has negotiated preferential rates for its policyholders thanks to the volume and trust built with the insurer), but never higher. In addition, Santexpat enables you to check your health top-up at any time so that you benefit from the best mutual insurance according to your profile, household composition and country of expatriation.

Depending on the insurer and the medical situation, the insurance contract may take effect immediately after validation or within 24 working hours if the medical questionnaire is clear: if the questionnaire contains medical history, the insurer’s medical officer may take up to 5 working days to validate your contract and may ask you further questions to better understand your history and adjust your premium.

All health insurance policies selected by Santexpat.fr include a teleconsultation service with French-speaking doctors available 24/7, accessible via your smartphone app so you can obtain medical advice, recommendations or prescriptions abroad.